While the ultimate socialist has her eyes on 2016, so does our model. We have been projecting this target not only for the potential rise in Third Party votes, the Sovereign Debt Big Bang, but the turning point in pensions as well. Social Security is negative true, but what will also turn negative is 401Ks. That’s right, it is time to cash in the chips. There will be more net withdrawals in 2016 than deposits. We are headed downhill in every possible direction. So as they say, cheer up. This may be the last of the old old days.