COMMENT: Mr. Armstrong, Even though you don’t usually post comments from people that you perceive as “critical” of some of your views, as well as those who try to correct you when you do make errors (we’re all human, not perfect), I still feel compelled to point out some things on several issues you’ve written […]

QUESTION: Marty, thank you for explaining the banking problem. It is leverage but they cannot create money without a basic deposit. The way these people spin this you would think you just open a bank and create money by loans without any deposits at all. Why are these people so bent on destroying banks? This […]

  The reason for Optimism is knowing that something exists and that empowers us with the ability to change. We can learn from nature if we look at the divine structure of how things really work just for once. Some garden flowers follow the sun as it travels across the summer sky. Flowers that track […]

QUESTION: Hi Martin, I have only just found you and started reading your articles this last month after your interview on … radio..   It is a pain in the Butt we are not taught any of this in school, but I still have an HUGE aversion to a fractional reserve system where a private group or cartel is […]

QUESTION: Dear Mr. Armstrong, Your identification and differentiation of relationship vs transactional banking in understanding the corruption of the banking system is spot on imo. Did not the evolution of this change depend on the increasing government involvement, e.g., the recent RE bubble where banks made inflated/fraudulent loans and collected fees only to sell the […]

A number of emails have come in and all seem to be astonished that there is more than one type of financial crisis. Not even the famous Tulip Crisis was domestic. Tulips were also trading in London. It was the first speculation coming out of the Dark Ages as the middle-class developed. Capital poured into […]

QUESTION: Marty, in your piece about banking are you suggesting that fractional banking is not the issue it is the shift from relationship banking to transactional that is causing the greatest damage? Thanks Bob ANSWER: Absolutely. The difference between a Dark Age and Capitalism is the very fact that banks exist. The Dark Age after […]

  QUESTION: Marty, I remember you displaying a chart on the fall of Rome and the ECM. Do you have that one to show again? KW    ANSWER: Here is that chart. The last Sixth Wave marked the peak in the Roman Empire. Every historian has drawn the line to mark the beginning of the […]

QUESTIONS: (1) Mr. Armstrong; I have read theories that this wave of economic evolution you displayed as the sixth wave at the Solution Conference  is the transformation from the industrialized world that was based upon commodities to the new age of intellectual development necessitates a new deflationary age in commodities. Some seem to be even […]

COMMENT: they now propose a bill which provides that savers’ deposits in Austria will no longer be guaranteed by government. The banks should be responsible for the safety of savings, not the government. Welcome to the almost obsolete world of modern banking.Our deposits/savings largely guaranteed by transactional bankers(whos balance sheets Joe Public cannot possibly understand the […]